1. Introduction

Shield Capital Bank ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our banking services.

2. Information We Collect

We may collect the following types of information:

• Personal Identification Information: Name, address, date of birth, SSN, government ID numbers
• Financial Information: Account numbers, transaction history, credit history
• Digital Information: IP address, device information, browsing activity
• Location Data: Approximate location from IP or mobile device

3. How We Use Your Information

We use your information to:

• Provide and maintain our banking services
• Process transactions and send notifications
• Verify your identity and prevent fraud
• Comply with legal and regulatory requirements
• Improve our products and services
• Communicate with you about your accounts

4. Information Sharing

We may share your information with:

• Service providers who assist with banking operations
• Credit bureaus and financial institutions as permitted by law
• Law enforcement or regulatory agencies when required
• Companies involved in mergers or acquisitions

We do not sell your personal information to third parties for marketing purposes.

5. Data Security

We implement security measures including:

• 256-bit encryption for all online transactions
• Multi-factor authentication
• Regular security audits
• Employee training on data protection

6. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access and receive a copy of your personal data
• Request correction of inaccurate information
• Opt-out of marketing communications
• Request deletion of your data (subject to legal requirements)

To exercise these rights, please contact our Privacy Officer at [email protected].

7. Changes to This Policy

We may update this policy periodically. We will notify you of significant changes through our website or direct communication.